
For many Indian students, getting into a US university feels like the finish line of a long, complex race. But what happens if, once you arrive, you realize that your chosen college isn’t quite the right fit? In the US, you do not necessarily need to start from a freshman application. Suppose you’re already doing your undergraduate course in India, either in your first year or your second year. In that case, it is still possible that you can switch to a US college and carry on your education there. This route, also referred to as college transfer or transfer admissions, enables students to transfer between institutions and finish their degree in a different academic setting.
College Transfer Admissions are Pretty Common in the US
Transferring is not a rare sight in the US, yet for global students, particularly from India, the process remains unfamiliar and not often discussed as well as it might be. Most counsellors, according to the National Association for College Admission Counseling (NACAC), report feeling less informed about the transferring process than first-year admissions, leaving students with rather incomplete advice.
At Inomi, we find students all the time who realize that transferring can provide new academic paths, improved research exposure, or a university experience that’s a better personal match. It’s not only for students who are dissatisfied with their present college — it’s also for students who find their goals have changed and need to match their education to those objectives better.
In this blog, we’ll explain how the transfer process works for Indian students, what US universities look for in transfer applicants, and the key factors to consider — from credit transfers and academic requirements to essays and timelines.
Why College Transfer Admission Can Be a Good Choice for Indian Students?
Indian students often decide to apply to US universities at a time when the application period has already closed for the given year.
Instead of abandoning their desire to pursue their undergraduate education in the US, they can apply as ‘Gap’ year students. This essentially means that they apply for the Fall intake of the following year as a ‘freshman’. Therefore, in the intervening months, the student needs to work on strengthening different aspects of his or her profile and application.

Gap Year – A Good Option?
A gap year is a break year that a lot of students opt for, mostly after completing school and before joining university. They could use the year to up-skill themselves, prepare for examinations, do internships, travel, or figure out exactly what they want to do with their lives.
Basically, it is a sabbatical year, a semester, or a full year break that a student takes after completing Grade 12, and before joining an undergraduate degree.
What is a Gap Year?
Gap years are intended to provide students with a vacation from academics to discover themselves and decide what type of education and job they want to pursue. Gap years can take numerous forms, including paid work, internships, volunteering, and travel. These events can be undertaken on their own or as part of a planned gap year program. Learn more about the great gap year [written by Richa Dwivedi Saklani on The Hindu].
It is a year of learning experience that is commonly taken after high school and college enrollment. Gap years can take numerous forms, including participation in a structured gap-year program, solo travel, working as an intern or salaried employee, or volunteering.
A lot of students across the world, especially in the USA, UK, Canada, Australia, and Europe, take a gap year after completing high school. There are even structured gap-year programs in foreign countries. However, those structured gap-year programs can be costly, so consider how a gap year can affect your finances and whether it’s right for you.
Gap Year is Not Always a Great Choice for Indian Applicants
Typically, a student in India completes high school, takes admission for an undergraduate degree, goes for a postgraduate degree, and starts a job. The routine can be taxing and might not provide enough work experience. However, taking a gap year during undergraduate study at university has traditionally been uncommon in the country.
In India, we have this mindset of “why waste a year”. Besides, the Indian society is still not very open to teenage kids doing odd jobs, volunteering, or full-time jobs after 12th, unless there is a critical financial crisis. A lot of this is due to social stigma.
Finally, for Indian students, having spent many years in a structured study environment of a school, it could take some time to plan their time and maintain personal discipline.
College Transfer vs Dropping Out
It’s easy to feel stuck in a course or college that bores you — gazing out of the window in class or anticipating exams in subjects that don’t matter. In such moments, dropping out seems appealing, particularly if you consider successful dropouts like Bill Gates or Ritesh Agarwal. But keep in mind — most of them dropped out of college because they already had an established career or startup, and not because they were lost or demotivated. Read more about whether you should drop out or not.
Dropping out for the majority of students may shut doors more than it opens them. The college degree is still important for careers, professional courses, and credibility. Rather than quitting, think about a transfer — either to a new course in India or a US college that aligns with your interests and aspirations better. Transferring allows you to redirect your studies without abandoning them.
So if you’re feeling stuck, don’t drop out — pivot. The right environment can reignite your motivation and open the opportunities you’ve been searching for.
Our counselors at Inomi would be happy to help you navigate through your career journey and/or help you explore your best transfer options.
Transfer Admissions in the US – A Case Study
In such cases, transfer admission can be a great career path. You take admission to a local college/university in India, perform well, and apply to a US college/university for a Transfer Admission. Let’s look into the case study of Ayaan (name changed).
Challenges with Ayaan’s College Transfer Case
Late Start
He approached us first in January 2022 and was looking to join a US University for the Fall 2022 intake. The final deadlines for the majority of top universities were just two weeks away.
Ideally, we prefer candidates to sign up with us at least 12 – 18 months before the target intake for undergraduate admissions.
Competitive Major
Like most Indian applicants, Ayaan was eyeing Computer Science and Engineering. This is an area where the acceptance rate is incredibly low for Indian (and South-East Asian) applicants.
State Board
As we know, IB is the preferred Board. Then come the CBSE and ISC Boards. More often than not, students from State Boards face way stiffer competition to stand out in the applicant pool.
COVID-19 Pandemic
During the 1st year at VIT (Vellore), Ayaan was attending lectures/classes online (from his home in Mumbai). He hardly had any personalized interaction with his Professors/Lecturers at VIT. Hence, a personalized letter of recommendation was tough for him.
Since Ayaan went to State Board School, there was no chance of getting a Counselor Report or Recommendation. Due to lockdown and other COVID-19 measures, it was also tough for him to get strong personalized LORs from School Teachers.
Even I did my schooling from the State Board (in fact, a Govt. School). So, I know how tough these things are. State Board Schools are not aware of the international application processes at all. Hence, quite often, they are very reluctant to cater to requests for “Sending Transcripts to US College”, “Sending LORs”, etc.
College Transfer Essays
Due to last-minute planning, Ayaan’s essays were not shaping up as we would have expected. In fact, we told him to apply to a few more safe schools rather than our standard approach (40% ambitious, 40% Reach, and 20% Safety Schools). Read more about how to write great college essays (with examples).
College List Development for Ayaan’s Transfer Admission
However, Ayaan was pretty adamant about applying to more than 60% ambitious schools and only 10% safety schools. We are glad that he stuck to his aspirations.
Since he had approached us at the very last moment, we had initially advised him to sign up for 4 – 6 college applications.
I would like to personally admit that I feel happy that Ayaan stood for himself (and his plans) and challenged us.
But he was keen on signing up for a 12-college application package. Finally, we designed a customized package for him (to help him apply to 12 colleges).
At the end, he didn’t even get to use the whole service to apply to 12 colleges. He had applied to 9 colleges with our assistance.
On 15th April (2022), he received the offer letter from UW-Madison.
Ayaan aur uske Parents khush the….. par unse zaada khush do aur log the —- me and my ex-boss.
Is College Transfer Worth It for Indian Students?
Here we will speak of the possibilities of transfer from an Indian college/university to a US university, and yet not lose your previous academic credit. We shall also discuss how transfer admissions work, and the process of application process. Transferring to a university abroad is not a common thing, but it is neither unheard of in India. It is not a very sought-after option, and there are several hurdles to cross. Let us first understand the meaning of transfer admission.
Meaning of Transfer Admission
Transfer admission means when a student decides to move from one college to another college for the same degree program. It could be undergraduate studies, graduate studies, or even a Ph.D. A student had started his/her studies at one university, but due to some reason is interested in applying to another university.
How does College Transfer Admission Work?
Every university has its own process and cycle for transfer students. Applicants need to submit their college essay, grades, and letters of recommendation along with other requirements. Seats available for transfer students are generally smaller than the general pool of students.
Time and Deadlines for Transfer Applications
The application for transfer students is generally a few months later than the normal application dates. To apply as a transfer student, deadlines are typically Oct. 1 or Nov. 1 for the winter semester and March 15 for the fall. However, for UC colleges, applications need to be submitted between November 1 and November 30.
Eligibility Criteria for College Transfer Admission
So, as a transfer student, you can opt for a transfer application only after finishing high school and completing at least one year of college, or after finishing 2 years.
Colleges in the US do not accept transfer applications from students who have not completed one year or more than two and a half years of college because of residency requirements.
Transfer students are allowed to submit one application per year; that is, if you apply to enter in the spring term, then you cannot reapply for the fall term of the same calendar year.
Advantages for an Indian Student transferring to a US college
The crucial part of transferring to a US college or university in the 2nd year is that it allows you to attend your dream college, just in case you missed the opportunity in the first year.
There is an opportunity to show your performance to the university through the coursework. You have sufficient time to build your profile and make a strong resume for the application, via grades or additional work you may have done.
Finally, the pool of applicants is smaller for transfer students, so it is easier for admission officers to find a unique application for competitive colleges.
Procedure for Preparing and Building a Profile for College Transfer Applications
As a transfer student, you need to first meticulously choose your courses in your present institution and do extremely well to earn high grades. Your strong academic performance is proof that you can handle rigor and stress.
Next, your personal rapport with your professors is important to enable you to get a strong recommendation. Your extracurricular activities are also an added advantage. Colleges look for students who can balance coursework along with other activities as well.
Reasons for Foreign Universities Accepting Transfer Admission Applicants
US universities, Canadian universities, and UK universities have the option of transferring from one college to another. The US education system is very flexible and accommodating. Students are allowed to pick their subjects and learn at their own pace. They believe that transfer students add diversity to their system.
Reasons Behind Opting for a College Transfer
Students transfer for various reasons –
- Usually, due to a lack of funds, students are compelled to join community colleges as they cannot get admission in their dream colleges.
- Some opt for a college transfer because they don’t like the curriculum or the weather, or because they want to stay close to their families. Also, for the reason that their boyfriend/girlfriend lives in a different town.
- Many transfers are to a better system, or because they find their present University very competitive and demanding.
Many countries are strict/rigid in accepting transfer students. In Canada, some top universities do accept transfer students, but they want them to start all over as a freshman. In the US, however, different universities have different rules for international transfer students.
Pros of College Transfer
Personal Journey
As you move from high school to college, you gather enough knowledge about yourself and have firsthand experience of what you like and dislike about the college experience. Like your current college may be too big or too small, or there isn’t enough diversity on campus.
Change of Major
You have decided to change majors, and the school doesn’t offer what you now want to study. Or maybe you’re just homesick. In either case, transfer allows you to make your next school the right fit for exactly what you want.
Aiming for a Top-Tier College
If you were not academically ready to get into the school of your dreams straight out of high school, or your test scores were not up to the mark for your top-choice college, transferring gives you a chance of getting into your first-choice school.
Doing well in classes, participating in extracurricular and community activities will help you get into your preferred school. Put your best foot forward from the very beginning to achieve your goal.
When you decide to transfer from one college to another, you have the scope of saving money to meet your other college needs. Many schools also offer transfer scholarships and/or specific institutional scholarships that transfer students may be eligible to receive.
Financial Factor
Another factor to consider is the financial aid. The financial aid package differs from one college to another and changes depending on the type of school and how it awards institutional aid. However, attending a college closer to home helps you save on room and board expenses that you were paying at your previous school, in case you decide to commute.
New Opportunities for Career Growth
College allows you to explore new and exciting avenues and make new friends. If circumstances forced you to move somewhere and forced you to live outside of your comfort zone and adjust to unfamiliar surroundings and people.
Transferring schools will help you grow into a more independent person because you are repeating the process of pushing yourself intellectually and socially. In this process, you become less fearful of taking risks or challenging yourself and thus become more independent. You gain maturity and crucial insights.
Cons of Transfer Admission
One of the most difficult positions of moving, even if not going very far, is leaving behind friends and places you have grown fond of. It is the reality of life that we all face at some point. Initially, frequent visits will help continue friendships, but time and distance change relationships. Strong friendships will last forever, while others will fade away. When deciding to transfer, consider the positive experiences and personal and intellectual growth to move toward your own personal and academic success.
Factors to Consider while Transferring Colleges
Ask yourself what is important to you and why you want to transfer. The decision is different for everyone; only you know what is best for you.
Cultural Shock
Each college has its own culture. What is fun or popular at one school might be considered boring or rare at another school. You should consider what a school’s culture might be like when transferring. City colleges will have access to more nightlife activities for students, such as restaurants and shows, while a rural college may not. It is for you to decide your priority.
Credit Transfer
One important question that pops up in your mind is, Will my credits transfer? The answer is sometimes it does, but often, they do not. Each college applies transfer credit upon admission differently. It is best to ask your transfer advisor or admission counselor questions about whether or not your credits will transfer to avoid disappointment in the future.
Finding Your Groove in the New Environment
It is hard being a new student on campus, particularly when you have no friends and do not know anyone. There is every possibility of being placed with a random roommate. You will not be able to relate to stories when hanging out with students who came in before you. This is a big challenge for transfers, which is why it is important to consider transfer as a fresh start.
Getting involved with clubs and organizations on campus. Connecting with other transfer students, enrolling in community service projects, or joining a study group are all options that will help you establish new friendships and connections to your transfer college that you may not experience otherwise.
Summing up College Transfers
Transferring colleges is a huge decision, and it should not be taken with a pinch of salt. In fact, in many ways, it is a bigger decision than picking your first school. But the transfer could be positive, provided you do your homework well.
Take into account all the pros and cons, do proper research and preparation, and you will find that transferring could be the right decision for you and could set you up for future success.
Transferring colleges doesn’t have to feel overwhelming — it’s about finding the right place where your goals and potential truly align. If you’re wondering whether a transfer could work for you, our counsellors at Inomi can help you explore your best-fit options and guide you through every step of the process.
Contact us to start your college transfer journey with clarity and confidence.
Tanmoy Ray is an experienced admissions consultant and content marketer with a passion for helping students achieve their global education dreams. After completing his Master’s degree in the UK, he worked with leading universities including the University of Oxford (UK), Utrecht University (Netherlands), and the University of New South Wales (Australia). Tanmoy combines his deep expertise in higher education with a talent for crafting student-focused resources that simplify complex admissions processes.